Mobile Phone Insurance

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Insurance, can you afford not to have it?

Now you’ve got your new mobile phone, why not protect it?

At Phones 4u we offer specialist insurance policies that are designed to meet the needs of today’s mobile phone user and ensure you're never without your mobile phone for longer than is necessary.

Pay Monthly

Cover for your mobile phone, accessories and more.

From only £7.99 per month, cover includes:

  • Loss
  • Theft
  • Accidental damage
  • Water and liquid damage
  • Mechanical breakdown
  • Unauthorised calls up to £10,000 per claim
  • Accessories up to £500 per claim
  • Worldwide protection
  • Cover is available for persons aged 18 or over

Our cover also comes with Identity Theft Insurance. If someone fraudulently uses your personal details we can provide you with expert advice and support to help restore your identity. Your identity must have been stolen and fraudulently used during the period of insurance.

Pay As You Go

From only £9.99 (one-off payment) cover includes:

  • Theft
  • Accidental damage
  • Water and liquid damage
  • Mechanical breakdown
  • Accessory cover
  • Worldwide protection

Insurance for Pay As You Go phones is currently not available on our website. To find out more just call
0870 419 0556.

Cover is available for persons aged 16 or over.

Why do you need it?

  • 4.5m handsets are lost or damaged every year in the UK (Source: Cellular News 04/07/2007)
  • A mobile phone is stolen ni around 52% of robberies (Source: Government News Network 26/10/2007)
  • 69% of people do not have MPI insurance (Source: London Stock Exchange 11/06/2007)
  • Every five minutes, someone, somewhere has their mobile phone stolen (Source: Sky News 06/06/2007)
  • 75% of Brits said they take their mobile phones on holiday with them (Source: Silcon.com 29/01/2008)
  • 29% of homes insurance claimants have had their mobile phone damaged by a toddler (Source: Thrifty Scott 20/12/2007)
  • £251 million worth of mobile phnoes are lost each year by them being put through the wash (Source: Foll.co.uk 02/07/2007)
  • Children and young adults are most likely to suffer a mobile phone theft as they are perceived as 'easy targets' (Source: Government News Network 26/10/2007)
  • Identity fraud is the UK’s fastest growing crime. Your personal details can be far more valuable than your property and possessions. They can be used to obtain credit and loans in your name, and even ‘take over’ your bank accounts.

You can buy pay monthly insurance online by adding it to your basket. Alternatively to find out more information, or to purchase Premierplan mobile phone insurance visit www.policyadmin.co.uk or call 0808 132 0808.

IMPORTANT: Premierplan mobile phone insurance is underwritten by London General Insurance Company Limited, incorporated in the United Kingdom, authorised and regulated by the Financial Services Authority, and covered by the Financial Ombudsman Service and Financial Services Compensation Scheme.

You can cancel your insurance policy anytime by calling
0870 900 6444.

Phones 4u Limited (FRN 404471) is an Appointed Representative of Policy Administration Services Limited (FRN 307406) who are authorised and regulated by the Financial Services Authority.

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